By checking our foreign exchange schedules you will understand everything you need to know to make your conversion on time. As long as you follow the given cutoff time, the conversions will settle on the same day.
When using the table below, please apply the cutoff time of the country with the higher rank. For example, if you want to buy Australian Dollars (AUD) with UK Sterling (GBP), please see the calculation below:
Australian Dollars (AUD) has a cutoff time of 13:00, while UK Sterling (GBP) has a cutoff time of 14:20. Since AUD has a higher rank in this table, the cutoff for converting on the same day will be 13:00.
If you miss the cutoff time, the conversion will settled on the next business day, but our support teams will be on hand to help you through any step of the process.
Our trading time begins on Sunday 17:02 ET and closes Friday 17:00 ET*. In addition, we have a 90 second daily downtime from 17:00 ET.
|Rank||Currency (ISO)||Cutoff time (UK Time)||Cutoff time (Eastern Time NYC)|
|1||Chinese Yuan (CNY)||08:00||03:00|
|2||Thai Baht (THB)||08:00||03:00|
|3||Ugandan Shilling (UGX)||08:00||3:00|
|4||Australian Dollar (AUD)||13:00||08:00|
|5||Bahrain Dinar (BHD)||13:00||08:00|
|6||Hong Kong Dollar (HKD)||13:00||08:00|
|7||Israeli Shekel (ILS)||13:00||08:00|
|8||Japanese Yen (JPY)||13:00||08:00|
|9||Kenyan Shilling (KES)||13:00||08:00|
|10||Kuwait Dinar (KWD)||13:00||08:00|
|11||New Zealand Dollar (NZD)||13:00||08:00|
|12||Omani Rial (OMR)||13:00||08:00|
|13||Qatar Rial (QAR)||13:00||08:00|
|14||Saudi Riyal (SAR)||13:00||08:00|
|15||Singapore Dollar (SGD)||13:00||08:00|
|16||United Arab Emirates Dirham (AED)||13:00||08:00|
|17||Croatian Kuna (HRK)||15:00||10:00|
|18||Bulgarian Lev (BGN)||15:30||10:30|
|19||Indian Rupee (INR)**||16:30||11:30|
|20||Indonesian Rupiah (IDR)**||16:30||11:30|
|21||Malaysian Ringgit (MYR)**||16:30||11:30|
|22||Philippine Peso (PHP)**||16:30||11:30|
|23||Czech Koruna (CZK)||08:00||03:00|
|24||Hungarian Forint (HUF)||08:00||03:00|
|25||Mexican Peso (MXN)||08:00||03:00|
|26||Romanian Leu (RON)||08:00||03:00|
|27||Russian Ruble (RUB)***||08:00||03:00|
|28||Polish Zloty (PLN)||08:30||03:30|
|29||Turkish Lira (TRY)||08:30||03:30|
|30||Danish Krone (DKK)||09:30||04:30|
|31||Norwegian Krone (NOK)||09:30||04:30|
|32||South African Rand (ZAR)||09:30||04:30|
|33||Swedish Krona (SEK)||09:30||04:30|
|34||Swiss franc (CHF)||09:30||04:30|
|35||Canadian Dollar (CAD)||13:00||08:00|
|37||UK Sterling (GBP)||14:20||09:20|
|38||US Dollar (USD)||15:50||10:50|
Exceptions: Some conversions do not conform to the above cutoff times. These exceptions are detailed below: ET.
|Selling||Buying||Cutoff time (UK Time)||Cutoff time (Eastern Time NYC)|
|UK Sterling (GBP)||US Dollar (USD)||15:30||10:30|
|Euro (EUR)||US Dollar (USD)||14:00||09:00|
|Euro (EUR)||US Dollar (USD)||15:30||10:30|
* Rates for restricted currencies (marked with **) are available on the weekend for Monday settlement.
** Indian Rupee (INR), Indonesian Rupiah, Malaysian Ringgit and Philippine Peso are restricted currencies. FIN-DIGITOU supports these currencies as buy only currencies, to make payments directly in the country. You cannot fund these currencies directly. They can only be bought by converting another supported currency and sold back only in exceptional scenarios.
Cutoff times vary by the sell currency.
*** FIN-DIGIT OU supports RUB as a sell currency only. You can not convert any other currency into RUB for payments
The Faster Payments Transaction Limit is £250k. Customer limits are set based on your profile setting. Check how much you can send, or to have your limits reviewed, contact customer services via webchat or email.
The SEPA Payments have two transfer limits
Customer limits are set based on your profile setting. Check how much you can send, or to have your limits reviewed, contact customer services via webchat or email.
webchat or email.
SWIFT gpi (gpi stands for Global Payments Innovation) is a new initiative from SWIFT and was developed to improve the experience of making a payment via the SWIFT network for both customers and banks.
Customer limits are set based on your profile setting. Check how much you can send or to have your limits reveiwed contact customer services via webchat or email.
webchat or email.
To speak to one of our staff, please use the contact us below, alternatively, you can get help via webchat.
London, EC2V 6AA
Phone: (+44) 020 3823 2088 / 0207
Phone: +372 618 8125
Payment Services are provided by Monavate Ltd is authorised in the UK by the Financial Conduct Authority (register reference 901097) under the Electronic Money Regulations 2011 for the issuing of electronic money and the provision of payment services.
Account services for FIN-DIGIT OU are provided by Currency Cloud Limited. Registered in England No. #. Registered Office: # Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money. FCA registration number: 9001
Account services for FIN-DIGIT OU are provided by The Currency Cloud B.V.. Registered in the Netherlands No. 72186178. Registered office: Nieuwezijds Voorburgwal 296-298, 1012RT Amsterdam. The Currency Cloud B.V. is an E-Money Institution authorised by the DNB (R142701) under the regulations for the issuing of electronic money and the provision of payment services in the Netherlands.
The Debit card is issued by Monavate Ltd., pursuant to license by Mastercard International. Mastercard is a registered trademark of Mastercard International Incorporated. Monavate Ltd a company registered in England and Wales whose registered office is at SUITE EF38, The Officers Mess Business Centre Royston Road, Duxford, Cambridge, England, CB22 4QH. Monavate Ltd is authorised in the UK by the Financial Conduct Authority (register reference 901097) under the Electronic Money Regulations 2011 for the issuing of electronic money and the provision of payment services.