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Payment Timelines

Timing is everything. Our payment schedules tell you everything you need to know to make your payment on time.

Please note that the times given below do not take FX timelines into consideration and subject to cleared funds available prior to payment cutoff.

Currency (ISO) SWIFT (Priority) Local (Regular) SWIFT cutoff time Local cutoff time
Australian Dollar (AUD) 1 day 2 days 02:00 pm 01:30 pm
Bahrain Dinar (BHD) 1 day 02:00 pm
Bulgarian Lev (BGN) 0 day 08:30 am
Canadian Dollar (CAD) 0 day 0 day 02:00 pm 04:00 pm
Chinese Yuan (CNY) 1 day 09:00 am
Croatian Kuna (HRK) 0 day 0 day 08:30 am 08:30 am
Czech Koruna (CZK) 0 day 0 day 09:00 am 09:00 am
Danish Krone (DKK) 0 day 0 day 10:30 am 08:30 am
Euro (EUR) 0 day 0 day 02:30 pm 02:00 pm
Hong Kong Dollar (HKD) 1 day 1 day 02:00 pm 02:00 pm
Hungarian Forint (HUF) 0 day 0 day 09:00 am 09:00 am
Indian Rupee (INR) 0 day 04:30 pm
Indonesian Rupiah (IDR) 0 day 04:30 pm
Israeli Shekel (ILS) 1 day 02:00 pm
Japanese Yen (JPY) 1 day 02:00 pm
Kenyan Shilling (KES) 1 day 02:00 pm
Kuwait Dinar (KWD) 1 day 02:00 pm
Malaysian Ringgit (MYR) 0 day 04:30 pm
Mexican Peso (MXN) 0 day 1 day 09:00 am 08:30 am
New Zealand Dollar (NZD) 1 day 02:00 pm
Norwegian Krone (NOK) 0 day 0 day 10:30 am 10:30 am
Omani Rial (OMR) 1 day 02:00 pm
Philippine Peso (PHP) 0 day 04:30 pm
Polish Zloty (PLN) 0 day 0 day 09:30 am 09:30 am
Qatar Rial (QAR) 1 day 02:00 pm
Romanian Leu (RON) 0 day 0 Day 09:00 am 09:00 am
Saudi Riyal (SAR) 1 day 02:00 pm
Singapore Dollar (SGD) 1 day 1 day 02:00 pm 02:00 pm
South African Rand (ZAR) 0 day 10:30 am
Swedish Krona (SEK) 0 day 0 day 10:30 am 10:30 am
Swiss franc (CHF) 0 day 10:30 am
Thai Baht (THB) 1 day 09:00 am
Turkish Lira (TRY) 0 day 09:30 am
Ugandan Shilling (UGX) 1 day 09:00 am
UK Sterling (GBP) 0 day 0 day 04:30 pm 03:30 pm
United Arab Emirates Dirham (AED) 1 day 02:00 pm
US Dollar (USD) 0 day 0 day 04:30 pm 05:10 pm

Note:

Payment that have been requested following an FX conversion will not be completed until conversion is settled.

See FX Timelines for more information.

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The Faster Payments Transaction Limit is £250k. Customer limits are set based on your profile setting. Check how much you can send, or to have your limits reviewed, contact customer services via webchat or email.

SEPA Payments

The SEPA Payments have two transfer limits

  • SEPA Credit limit is €999,999,999.99
  • SEPA Instant limit is €100,000

Customer limits are set based on your profile setting. Check how much you can send, or to have your limits reviewed, contact customer services via webchat or email.

webchat or email.

SWIFT

SWIFT gpi (gpi stands for Global Payments Innovation) is a new initiative from SWIFT and was developed to improve the experience of making a payment via the SWIFT network for both customers and banks.

Customer limits are set based on your profile setting. Check how much you can send or to have your limits reveiwed contact customer services via webchat or email.

webchat or email.

Still have questions?

To speak to one of our staff, please use the contact us below, alternatively, you can get help via webchat.

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Octagon Point
5 Cheapside
London, EC2V 6AA
Phone: (+44) 020 3823 2088 / 0207

ESTONIA

Phone: +372 618 8125

E-mail: support@fin-digit.com

Payment Services are provided by Monavate Ltd is authorised in the UK by the Financial Conduct Authority (register reference 901097) under the Electronic Money Regulations 2011 for the issuing of electronic money and the provision of payment services.

Account services for FIN-DIGIT are provided by Currency Cloud Limited. Registered in England No. #. Registered Office: # Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money. FCA registration number: 9001

Account services for FIN-DIGIT are provided by The Currency Cloud B.V.. Registered in the Netherlands No. 72186178. Registered office: Nieuwezijds Voorburgwal 296-298, 1012RT Amsterdam. The Currency Cloud B.V. is an E-Money Institution authorised by the DNB (R142701) under the regulations for the issuing of electronic money and the provision of payment services in the Netherlands.

The Debit card is issued by Monavate Ltd., pursuant to license by Mastercard International. Mastercard is a registered trademark of Mastercard International Incorporated. Monavate Ltd a company registered in England and Wales whose registered office is at SUITE EF38, The Officers Mess Business Centre Royston Road, Duxford, Cambridge, England, CB22 4QH. Monavate Ltd is authorised in the UK by the Financial Conduct Authority (register reference 901097) under the Electronic Money Regulations 2011 for the issuing of electronic money and the provision of payment services.